Football is Hard.

Buying a Rental House Shouldn't Be

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach

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Home: Low Down Payment Investor Loans2018-12-13T19:39:11+00:00

We’re Expanding!  Now Offering Low Down Payment Investor Loans
in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Texas, Virginia and Washington.

Mortgage Rates

Loan Type



30 Year Fixed


15 Year Fixed


Jumbo 30 Year Fixed


FHA 30 Year Fixed


VA 30 Year Fixed


* Mortgage Rates as of 12/03/2018 1:58 PM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers.

Low Down Payment Investor Loans

  • Low 15% Down Payment
  • Low Rates – 4 to 5%
  • Don’t Tie up Your Capital
  • Build your real estate portfolio faster
  • Up to 30 Year Fixed, No PMI
Get A Loan

Can you get a mortgage for your LLC?

Yes, but should you?

We do provide LLC loans for rental property, but there are also other ways to legally protect yourself that offer financial benefits.

Learn About Your Options

Unique loan products for investors, by investors!

As a mid-size lender, we are able to find creative ways to meet our customers’ unique needs.  We take pride in the fact that we lend our own money in creative ways so we can say “yes” when other lenders say “no.”

Rental Property Loans

We offer a wide range of traditional 1-4 Family Loans.
rental house financing
Contact Us

Cash-Out Rental Property Loans

Let us help you refinance your rental property and take out cash.
cash out refinance concept image
Contact Us

Hard Money Loans

Acquisition and Renovation Capital Loans - Close in 5 to 7 days
Hard Money Loan
Learn More

Finance 10 or more Properties

Grow you portfolio

finance 10 or more properties

Learn More

Questions? We’d be happy to discuss your options. Contact us!

Why Choose Us?

[/fusion_fontawesome] Customer Reviews


Repeat & Referred Business


Successfully Closed Loans/Year


aggie1002012 & 2013

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Family Owned.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, such as – is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

Not Just Lenders. Problem Solvers.

We are real estate investors too, so we really understand your needs and concerns. We have special loan products and insurance offerings to help residential real estate investors profitably build a portfolio while managing their risk.  Plenty of lenders offer a good rate on a conventional loan.  We can too – in fact, our rates are some of the best around.

The difference? Hurst Lending also finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

See All Specialty Loans

 Texas Aggie Heritage


Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Hurst Lending and are proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.

Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

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