About LowDownPaymentInvestorLoans.com by Hurst Lending

Hurst Lending, the parent of LowDownPaymentInvestorLoans.com, was founded in 2006.

Mortgage Lending and Niche Loans

Our special expertise is in meeting unique lending needs, such as those faced by residential real estate investors. We are real estate investors ourselves, and we started LowDownPaymentInvestorLoans.com to help others overcome the same barriers we ran into early in our investing careers. We wanted to build our portfolio as quickly as possible, avoid tying up unnecessary capital, and protect ourselves from liability. We believe that our solutions are the most cost-effective way to build a real estate portfolio.

Our parent company, Hurst Lending, offers a wide range of niche loan programs to help home buyers overcome specific challenges. If there is a situation that is creating a barrier to getting a loan, such as details about the property, a pending divorce, expat status, or other logistical challenge, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.

See current niche lending solutions

Property Insurance

In 2013, Hurst added an insurance brokerage business, offering home, life, business, and auto insurance from major providers.  An easy way for an investor to save money is to optimize their insurance coverage. We can provide a policy to cover your primary residence, and extend the liability portion of the policy to cover your rental properties. This can save literally thousands of dollars each year, depending on the number of rentals covered – and you still end up with the same amount of coverage on each rental, without double paying.

Learn more about extending your liability coverage to cover your rentals.

Management Team

<strong>Jay Hurst</strong>
Jay HurstCo-founder, Hurst Lending and Insurance
Experience: Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner.

He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them.

Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace.

Education: Mr. Hurst holds a BBA in Finance from Texas A&M University, Class of 2000.

Top 1% Loan Producers in the U.S.

<strong>Scott Bialek </strong>
Scott Bialek Co-Founder, Hurst Lending and Insurance
Experience: Mr. Bialek co-founded Hurst Lending in 2006. He is a licensed Attorney, Residential Mortgage Loan Originator (NMLS# 284767), and Real Estate Broker. In addition to his role with Hurst Lending & Insurance, Mr. Bialek also founded a real estate company that owns and manages a portfolio of retail centers, apartments, and single family homes.

Mr. Bialek has also held senior legal and operations positions at Dell and USAA.

Education: Mr. Bialek holds a J.D. from St. Mary’s School of Law and a BBA from the University of Texas at Austin.

<strong>Chris Jandrain</strong>
Chris JandrainVice President at Hurst Lending and Insurance
Experience: Mr. Jandrain is a Residential Mortgage Loan Originator (NMLS #1001967) and has been with Hurst Lending since 2006. He specializes in conventional, FHA, VA, Texas Vet, Texas Cash Out, Jumbo loans, 2nd lien, and Reverse Mortgages. Mr. Jandrain has been instrumental in launching several of Hurst’s niche lending programs, including the 2014 introduction of one-time close VA loans for new construction – a first in Texas.

Prior to joining Hurst, Mr. Jandrain held senior finance positions at Dell.

Education: Mr. Jandrain holds an MBA from the University of Texas and a BA from the University of Michigan.

<strong>Dat Nguyen </strong>
Dat Nguyen Equity Partner, Hurst Lending & Insurance
Experience: Dat Nguyen is a Dallas-area real estate investment professional, but is perhaps more widely recognized as a football and media personality.

Mr. Nguyen was an NFL All-Pro for the Dallas Cowboys for seven seasons and was an All-American from Texas A&M University. He currently co-hosts an ESPN radio show.

In addition, he is an Honorary Co-chair for the American Heart Association Heartwalk, Co-chair of the Vietnamese American National Gala, Chair of Athlete in Action, and serves on the Board of Texas A&M University

Press. Mr. Nguyen has received numerous awards including the Bednarik and Lombardi Awards. He has published a book, Dat: Tackling Life and the NFL, an inspirational story of his faith, his family, and his career.

Education: Mr. Nguyen holds a degree in Agriculture from Texas A&M University, Class of 1998.